Our Services
We offer a wide range of financial products designed to help individuals and businesses achieve their goals.
Salary Advance
Quick, short-term cash advances designed for salary earners who need funds before payday. Perfect for emergencies or unexpected expenses.
Features:
- Same-day disbursement
- Minimal paperwork
- Repayment deducted from salary
Advance for School Fees
Financial support for parents and guardians to pay school fees on time without stress.
Benefits:
- Covers nursery to tertiary education
- Flexible repayment terms
- Competitive interest rate
Travel Loans
Plan your trip with peace of mind. Our travel loans cover flight tickets, visa processing, and related travel expenses.
Features:
- Simple application process
- Flexible repayment schedule
Vehicle Finance
Own your car with ease. Cetroy’s vehicle finance helps individuals and businesses acquire new or used vehicles without upfront full payment.
Benefits:
- Affordable installment plans
- Fast approval
- Partnerships with car dealers for reliable vehicles
Home Loans
Turn your dream of owning a home into reality.
Features:
- Flexible tenors
- Competitive interest rates
- Financing for purchase or renovation
Equipment Purchase Loans
Empowering entrepreneurs and small businesses to acquire essential tools, machinery, or office equipment to expand their operations.
Highlights:
- Financing up to agreed limits
- Support for SMEs and startups
Other Business Loans
We support entrepreneurs with working capital loans, business expansion funds, and credit lines tailored to operational needs.
Best For:
- Traders
- Small & medium-sized enterprises (SMEs)
- Contractors and professionals
How It Works
Our simple 4-step process to get the financial support you need
Apply
Submit your application online or visit our office in Ikeja.
Submit Documents
Provide valid ID, proof of income, and bank statements.
Approval
We review your request promptly and provide feedback within hours.
Disbursement
Funds are transferred directly to your account.